Simple Money Tips to Help You Save More and Stress Less
Pennies Earned is a personal finance website dedicated to helping individuals improve their money management skills
Pennies Earned helps you learn as much as you want to know when it comes to personal finance and your own personal finance. Learn new things regarding finance, build on what you already know, challenge yourself and hopefully you can take a few things from here that can change your life.
Being a father to my daughter Penny and a Husband to my beautiful wife has taught me so much and I am deeply passionate about passing what I learned in my career, life experiences and through my education to anyone I can. Sometimes I wish I had known these things sooner but hopefully I can help bridge the financial gap that persist throughout in our society today.
Please be sure to look at my Blog for interesting and to know a some more about me and Pennies Earned click the link below!
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How we help
Personal Stories
I didn’t grow up in a household where money was openly talked about. Like many people, I had to figure out how to navigate finances on my own as I got older. Coming from a low-income household in New York City, I learned through trial and error what it meant to budget, save, and eventually build healthier money habits.
Those early experiences shaped the way I see money today. Instead of taking it for granted, I’ve learned to appreciate every dollar and use it with intention. My journey hasn’t been perfect—I’ve made mistakes along the way—but each one taught me valuable lessons that I now share here on Pennies Earned.
Through my stories, I hope to show that no matter where you start, you can take control of your finances, change your mindset, and build a future you’re proud of.
Insightful Information
At Pennies Earned, you’ll learn the basics of personal finance in a way that’s simple, practical, and easy to apply. I share tips and tricks to help you automate your savings, investments, and even your bills, so managing money feels less stressful and more intentional.
From understanding credit reports and scores, to building savings for a home or car, to growing your wealth through long-term investing, this blog covers the real-life money topics that matter most. My goal is to give you clear, actionable advice—without the jargon or paywalls—so you can start building financial confidence one step at a time.
Plain and Simple
All of the content I share is designed to be simple, clear, and easy to understand—so anyone, no matter where they’re starting from, can take the information and put it into action.